Group Health Insurance

FREE Articles
To Develop
Your Mind,
Body, & Spirit
(For Members)

Group Health Insurance

Group health insurance is something you may want to think about. Accidents can occur anywhere and at anytime, so access to the best medical services is a necessity. That is why you may want to consider getting group health insurance.

Group Health Insurance

Group health insurance will give you peace of mind knowing that you will be covered should any accidents or health problems arise.

Before making your decision, make sure you are covered thoroughly with the right group health insurance. Your individual needs may justify a high insurance premium. Depending on the popularity of this page, we may create a whole new web site dedicated to the subject of group health insurance. So, remember, visit us if you ever need group health insurance.

Affordable Health Insurance - Health Insurance For The Self Employed
By Carrie Reeder

One of the things that is important to consider when you leave corporate America for the freedom of your own business is affordable health insurance. In fact, the reason most often cited for NOT taking the plunge into self-employment is the lack of cheap health insurance alternatives for people who are not employed by a company that can offer more affordable rates on health insurance through a group health insurance plan.

If you do decide to brave it and be your own boss, there are many places where you can cut corners. Letting yourself or your family go without health insurance isn't one of them. Here are some common options that can make health insurance affordable if you're a self-employed entrepreneur or crafter.

Coverage under a Spouse's Plan

By far the most common option is to cover the family for health insurance through a spouse's employer. As long as one member of the couple is working for a company that has a group health insurance plan, it's usually the cheapest option for insuring the entire family.

COBRA

COBRA is an option for the beginning of your self-employment. For the first several months after you leave your job, your employer is required by law to give you the option of retaining membership in their health insurance plan. You will have to cover the entire monthly premium paid by your company rather than the amount that you're used to paying as an employee when your employer was covering part of the cost. The true cost of that insurance can come as a shock to you - a family health insurance through a group can easily cost close to $1000 a month. It's still more affordable than most plans that you can purchase as an individual. It's also only temporary, so you should be looking for other health insurance options while you're still covered.

A Health Insurance Cooperative with Other Self-employed and Small Business Owners

There are national and local organizations of self-employed workers who have banded together to combine their buying power and get affordable health insurance premiums through group policies. You can find more information about groups in your area through the National Association for the Self Employed (www.nase.org) or the American Association of Home-Based Businesses (www.aahbb.org).

Group Health Insurance for the Self-Employed

In many states like Maine, health insurance companies offer affordable group policies for groups of one. You may have to shop around to find a company that does, but there are benefits other than being a cheaper policy. The most important of these is that they MUST cover everyone in the group, regardless of health conditions. This is important for someone who may have been turned down for an individual health insurance policy because of health.

No matter what, it is vital that you insure yourself and your family against the possibility of illness or accident. There are cheap alternatives to individual health insurance plans for the self-employed.

To view our recommended sources for health insurance, or to read more articles about health insurance, visit: Recommended Health Insurance Companies Online.

Carrie Reeder is the owner of eZerk, an informational website with articles and the latest news about various topics.

Here are some Group Health Insurance web sites you might be interested in:

Group Health Insurance & Small Business Health Insurance Plans
Health Insurance Finders offers free group health insurance quotes for small
business from the leading business health insurance companies in your area.

Medical and Health Insurance Quotes
Find medical health insurance quotes for affordable health insurance in all ...
Health Insurance · Short-Term Health Insurance · Group Health Insurance for ...

Medical Insurance & Group Health Insurance
Health Insurance Quotes Wiz provides free medical insurance and group health
insurance quotes online, in addition to an informative section on medical ...

Health Insurance Quotes for Medical Insurance from UnitedHealthcare
Discover health care and medical insurance options that meet your needs, now and
in the years to come with ... UnitedHealthcare A UnitedHealth Group Company ...

Health Insurance affordable health plans at HealthInsurance.com
Offers small business and group medical health insurance quotes online.

Small Business Health Insurance Guide and Quotes
Employees of a business that offers group health insurance are not compelled ...
Well, group health insurance is less expensive than a bunch of individual ...

Group Health Insurance - Free small business health insurance ...
Health insurance buying advice and free request for quote service from the
industry's leading online business-to-business marketplace.

Buying Oxford Health Plans! Group Health Insurance for small to ...
Get an Oxford Health Plans quote today. Health insurance for all: self-employed,
small businesses, and large businesses.

Lehrman Financial Group Corporation | National Health Insurance ...
Request quotes online for group health, dental, life, long term care, and home
health care insurance. Also provides association benefits and affinity plans ...